That last bit:
Cosplayer World Ltd
"I don’t have any more time to waste with you on this as you obviously seem to be bored and just want an argument. The VCRA section is an addition to the base policy INDIVIDUAL cosplayer cover. The same as the cinema ADDITION for groups that I already clearly explained. The VCRA section is just there, you don’t have to use it. It’s part of the whole package that we provide you for a measly £20 a year. If you have car or home insurance, you don’t have to, nor are you expected to have a fire, flood, theft or accident at once. It’s also part of the whole insurance package, for your own peace of mind. I’m refunding and cancelling your policy as I personally consider your lack of basic understanding to be an additional risk in itself. Goodbye and good luck."
They (he) knows they've been rumbled & trying to get out while blaming @Tommikka for being too stupid to understand their bullshit (obviously he's a paintballer so not the full ticket🤪).
definitely a scam of sorts, although those who have used it to bypass the vcra may argue otherwise.
Shame on the retailers that accept it alongside ukara, their greed also puts the game at risk, the people behind ukara should withdraw it from the retailers that accept cos-play.