He might have. But I bet they told him to jog on.
Damage or injury caused by terrorism, war, civil war, invasion, act of foreign enemy, hostilities, or warlike operations (whether war be declared or not) mutiny, civil commotion assuming the proportions of or amounting to a popular rising, military rising, insurrection, rebellion, revolution, riot aren't covered.
Plus - the vehicle is used for the transportation of high explosives or other similar explosive - this voids cover.
And - he flies around with the doors open/off completely. Did he notify the provider of such after purchase modifications - no? Voids cover.
Oh and did he/his employers/policy holders report the incident to the insurance provider within 24 hours? I doubt it. Ok - he was crippled and chained to a radiator at that time, but that doesn't excuse him of his obligations to his ba$tard insurance provider.