Jmason98 Posted April 24 Author Share Posted April 24 11 hours ago, Tackle said: OK, good luck with that, it's quite unusual for a bank to get involved with a private sale, especially something of such low value. But keep us informed, really hope it works out, maybe they're taking a different stance. Out of interest, what bank is it ? Lloyds, I made sure I said private seller and bank transfer. She said it doesn't matter who or what it is etc, we will dispute it DanBow and Tackle 1 1 Link to comment Share on other sites More sharing options...
Colin Allen Posted April 24 Share Posted April 24 On 21/04/2024 at 22:45, Jmason98 said: The one time I use a debit card, I get done like this mate, lesson learnt, will see what they say Yet now you are saying it was a bank transfer? Rogerborg 1 Link to comment Share on other sites More sharing options...
Jmason98 Posted April 24 Author Share Posted April 24 1 hour ago, Colin Allen said: Yet now you are saying it was a bank transfer? I didn’t stipulate it was or wasn’t, I said it was a private seller. I don’t get the point you’re trying to make? Link to comment Share on other sites More sharing options...
Supporters Rogerborg Posted April 24 Supporters Share Posted April 24 3 hours ago, Jmason98 said: I didn’t stipulate it was or wasn’t, I said it was a private seller. I don’t get the point you’re trying to make? That there's a subtle difference between using your debit card to pay an invoice (where the chargeback scheme applies), versus making a direct bank transfer payment (where you're generally on your own). This isn't victimblaming, just pointing out that the difference will matter to your bank. I'd also agree that you've complicated things by punting it on. I'd be very surprised if your your bank is able to reverse that payment - I'd actually be a little concerned, as it would seem to be a scammer's charter for rogue purchasers if both banks are prepared to simply take your word for it. Colin Allen and Tackle 2 Link to comment Share on other sites More sharing options...
gavinkempsell Posted April 24 Share Posted April 24 Looks like you sold it on too quickly, someone looking for a boneyard MP5K in the classifieds. Link to comment Share on other sites More sharing options...
Colin Allen Posted April 24 Share Posted April 24 7 hours ago, Jmason98 said: I didn’t stipulate it was or wasn’t, I said it was a private seller. I don’t get the point you’re trying to make? The point I am making is that you originally stated that you used a debit card and then stated that you told your bank it was a bank transfer. The one time I use a debit card, I get done like this mate, lesson learnt, will see what they say Lloyds, I made sure I said private seller and bank transfer. One or other of those statements has to be incorrect. Tackle 1 Link to comment Share on other sites More sharing options...
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