I almost invented a "Confused as f*ck" thread for what I'm about to say.
Riddle me this...
My bank account's overdraft limit is £1,000 right?
Well currently I'm about £900 into it, meaning that my displayed "Current Balance" says - £900, right? With me so far?
HOWEVER, my "Available" balance, as of Saturday afternoon, says I'm in credit by £350...
So I've magically gained money without my knowledge but not only have I magically gained money, my account numbers are confusing me.
Why doesn't my "Current" balance say something like, -£550 or whatever it ought to be?
Also does my "Available" balance mean that I've got £350 PLUS the £100 of my overdraft I still have left? Meaning I really have £450? Or what?
So, so, so confused...
Gonna head to the bank in my lunch break to get to the bottom of it, 'cos I'd really love to know where this new money has appeared from.