Storing at 3.7 to 3.9v per cell is for long term storage, i.e months or years, you are absolutely fine storing them at full charge when using them every week or two weeks. Also they only explode during charge or discharge or if pierced, so storing them in a fireproof bag is a little overkill imho. You don't need to balance charge them every time either, periodically is fine, and non balance charging is usually a lot quicker.