Woodland I typically wear my Woodland Soldier 95 DPM, with black chest rig
CQB I wear black cargos, black t shirt, black hoodie, with the black chest rig (I ditch the hoodie if the temperatures rise)
and for Urban I typically wear a plain t shirt, the DPM cargos and the chest rig.
I keep it light and carry the minimum. With my new Evo, I am having to consider buying a new chest rig just so I can use the pouches without having to constantly do the MOLLE lacing faff.
No real loadout, just what I need to get through the game.