Let's see.  If we don't assert our statutory rights, then we might as well not have them.   I should be absolutely clear that this order was cancelled, by phone and in writing well before SWAT "processed" it, and I can show that to be the case.  I've already raised the issue with my CC issuer as a failure to issue a refund within 24 hours after cancellation, which SWAT agreed to do in an email.  I know that they actually have 14 days to do so, but I raised it immediately as I had a str